Thousands of Kenyans are driving to work but in cars financed by loans and sometimes fueled by a mobile overdraft facility, Fuliza.
When late or sensing traffic snarl-ups, the temptation to drive the very car over a debt-financed highway that attracts toll fees is high.
They are living on borrowed means. But what can they do with these debts that have become like an irritable pimple on the backside?
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