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How Covid shocks hooked more Kenyans on survival loans

Shoe Heaven
 Isolated human legs attached to chain ball in the concept of debt. [Getty Images]

Thousands of Kenyans are driving to work but in cars financed by loans and sometimes fueled by a mobile overdraft facility, Fuliza.

When late or sensing traffic snarl-ups, the temptation to drive the very car over a debt-financed highway that attracts toll fees is high.

They are living on borrowed means. But what can they do with these debts that have become like an irritable pimple on the backside?

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