December is that month when healthy money habits like saving and expense tracking are tossed out the window. There are always parties to attend, gifts to buy and trips to take, all of which can quickly distract you from your goals, especially when you're on a budget.
A culprit that contributes to this problem is impulse buying. The temptation to impulsively shop is very high this month with all the sales and two-for-one deals everywhere you turn.