According to Nicoleta, marriage partners need to understand what their roles are. In as much as ladies are chipping in financially, consider the chores which are part of their roles.
While in a marriage, it is important to have investments, which will provide financial security during tough times. This can be done jointly or separately and from this, the question of which is the best method to use arises.
"When that property is purchased, do not put it down as Mr and Mrs joint ownership, put your full name there. Mrs can be anyone. We see these men coming with any woman and saying that this is my Mrs," says Mercy.
That is not the only importance of having your full name. Sometimes in Africa when the husband dies, the family turns against the woman and they take everything the husband owned.
On owning a property solo, there was a case that broke the internet of a husband who unknowingly used to pay rent to a property owned by his wife.
When it comes to such cases, Anne advises people to let their partners know which businesses they own. Hiding things from your partner causes tension in the marriage and can lead to a breakup. She adds that if you know your partner is a spender, don't tell too many details of the investments.
"I tell my clients to always have a joint account for most of what you do as a family. However, each of you should have your own account. You can keep asking for money from your husband all the time and he can't keep explaining what he is doing with his money," says Anne.
Getting money from the joint account should involve both the wife and the husband. When someone needs to take money from the account, they should have a sit down with the other person because they have equal rights to use the money.
"Some people come for therapy because someone took a loan and bought something that was not a priority to the family, hence draining them financially. When people don't agree, they end up fighting," says Anne.
In case of a financial crisis in a marriage, the partners need to be there for each other. Nicoleta acknowledges that such cases affect men a lot. According to her, a woman can act as a housewife when the instability kicks in but if the situation is reversed, it is difficult for a man to be a househusband.
"I would like to challenge women because I am one of them. When the man is financially stable, she doesn't tell the world my man does this for me. But when the situation is reversed, even the watchman will know he is a useless man," she says.
According to James McWhinney, an expert on personal finance and investing, when working together, couples can achieve more than single people. He says if one is committed to a relationship, together with their partner they owe each other a calm, honest conversation about each other's finances, habits, goals and anxieties.
"Money problems involve discussions in which ego, anxieties about control, and notions of marital roles will have to be checked. Couples who have trouble talking about money can seek out the help of a financial advisor or planner for unbiased advice," he says in an article contributed to Investopedia.