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Low levels of income remain key hindrances to individuals seeking home loans. This is as the number of annual mortgages hit 30,000 despite the economic difficulties the financial market encountered last year.
While these difficulties resulted in an increase in non-performing loans (NPLs) by Sh3 billion, a new report by the Central Bank of Kenya (CBK) fronts the provision of low-cost housing as the key to spurring mortgage uptake.
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