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How to use your salary to build your dream home

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A couple making plans to construct a house. (Courtesy/iStock)

Some of us are not in a position to buy in cash apartments that are on sale in Nairobi over the ever-increasing high prices in the wake of increased taxes. Purchasing off-plan apartments would have been a better option but the series of frauds reported where prospective purchasers pay down payment and installments but the private developer fails to construct is a nightmare. The reality for some of us is to buy a plot on the outskirts of the city and construct slowly using our monthly salaries as mortgages also do not make a lot of sense.

Is it advisable to construct cheaply per pay cheque?

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