Are you tired of checking your pal’s Instagram accounts and mushing over the locations they jet into, the cuisines they sample and the cultures they interact with?
Then it is time to awaken that traveller in you. Here is the thing, most overseas countries are now cashless and you don’t want to be that guy on the line waving wands of cash.
The best, safer way to do it is to own a credit card designed specifically for overseas use. There are numerous benefits of using a credit card specifically meant for foreign use. Here are some of the benefits:
- Better currency conversion rates.
- Currency conversion charges may be lower than other cards.
- Rewards points offered on overseas transactions are often the highest.
The cards listed below are arguably the best cards that you can get if you want to spend some ample time abroad.
1. Citi Premier Miles Visa Card
Some of the privileges of having this card include VIP access to airport lounges around the world, travel insurance, medical assistance programme and a lot more.
You will also get additional benefits offered by Visa such as the option of withdrawing cash from over 500,000 Visa PLUS ATMs around the world.
Here is how you can earn reward points using the card:
- Two Citi Miles for every dollar you spend in a foreign currency.
- Offset your purchases at various international outlets using your Citi Miles.
- Free travel insurance of up to Sh100 million ($1 million).
2. UOB PRVI Miles Card
When you have collected enough miles on your card, you can redeem them to book your next flight. In addition, you will get other travel benefits such as complimentary airport transfer, travel insurance, access to UOB PRVI travel butler and more.
Here is how you will earn the miles with your UOB PRVI Miles Card:
- 2.4 miles for every dollar spent overseas.
- When you book your tickets with participating airlines on Expedia, Agoda and UOB Travel, you will get 6 miles for every dollar spent.
3. HSBC Visa Infinite Card
When you are abroad, you will be eligible for a superior earn-rate of up to 2.25 air miles for every dollar spent. You will also be entitled to privileges that Visa offers such as complimentary continental breakfast, automatic room upgrade, VIP guest status and more at various luxury hotels around the world.
When it comes to redeeming the miles, you will have to join the HSBC Mileage Programme by filling up a form.
4. OCBC Voyage Card
With OCBC Voyage Card, you can make the most of your stay abroad. The benefits of your stay include access to a personal concierge.
This personal concierge will assist, plan and organise all your lifestyle and travel needs 24/7. The personal concierge will offer the following benefits:
- Emergency medical services such as repatriation or evacuation.
- Planning gift ideas or special events for significant occasions.
- Personalised attention to book reservations at the best restaurants worldwide.
5. ICBC Global Travel MasterCard Credit Card
The ICBC Global Travel MasterCard offers people who stay abroad quite frequently the option of making payments easily.
Here are some highlights of the card:
- Cashback of up to 3% on overseas spend.
- Annual fee waiver for three years
6. American Express Singapore Airlines KrisFlyer Ascend Credit Card
This card provides all kinds of benefits that a frequent traveller like you would require.
The benefits of this card are as follows:
- Introductory bonus KrisFlyer Miles.
- Complimentary airport lounge access and exclusive benefits related to Singapore Airlines.
- Other benefits that you can make the most of during your time abroad include access to portable Wi-Fi routers, bonus KrisFlyer miles with Grab rides and more.
7. DBS Altitude Card
With this card, the more you spend, the chances of your earning also go up. In addition, for every dollar you spend on hotel transactions and flight bookings, you will get three miles (cap of Sh501, 850 ($5,000)).
You will also earn more while you are away as you will earn two miles for every S$1 you spend overseas or in a foreign currency.
Other travel benefits with this card include a 24-hour butler service, travel insurance coverage of up to S$1 million, complimentary airport lounge access around the world and exclusive jet-setter promotions.
8. CIMB Visa Infinite Credit Card
With this card, you will get immense benefits especially if you spend a lot of time abroad.
Some of these benefits are as follows:
- Cash rebate of 2% when you spend online on foreign currencies, on travel and when you are overseas.
- With this card, you will be a part of the Airport Companion Programme and get access to over 1,000 airport lounges around the world.
- If you frequently travel to places such as Malaysia or Indonesia, get discounts with the banks’ partners across lifestyle, retail and dining outlets.
- A complimentary travel insurance worth Sh100 million ($1 million).
- Access to the Visa Infinite Concierge Service.
9. Standard Chartered Visa Infinite Credit Card
With this card, you will not only earn miles on every Sh100 ($1) you spend but also enjoy access to airport lounges and other travel incentives all through the year.
Here is how you can earn miles using this card:
- 3 miles for every dollar spent abroad, with a spending of at least Sh200, 740 ($2,000) every month.
Other exclusive travel perks include access to luxury hotels and resorts, golfing perks, yacht privileges, complimentary travel insurance and discounts on eating out when you are abroad.
VIDEO OF THE DAY
