Who says you can’t retire at 40? How one couple did it

Emily Mcharo and Leonard Mcharo founders of Tsavo, a real estate company. [Wilberforce Okwiri, Standard]

In 2016, Leonard and Emily Mcharo, then aged 42 and 37 years respectively, achieved financial independence and retired from their careers.

Financial independence means having adequate assets that generate enough cash flows enabling one to live well from a passive income. In this state, one doesn’t have work to meet their living expenses.

Prior to retirement, Leonard was an architect while Emily worked in finance and both rose from earning entry-level salaries to high figures as they...