‘Honey coated’ pyramid schemes that turnes millionares into paupers

Mention the words pyramid scheme to Johnson Kivuti and his features suddenly begin to crumple with tears forming in his eyes. And then, just as quickly, the anger follows.

It is hard, almost impossible, to believe that this old man who sits amid the squalor of his simple mud-walled house in Embu County, was once a multi-millionaire.