Confessions: My husband lives large yet we are drowning in debt, help!

We are maintaining a high standard of living but we have no investments (Photo: Shutterstock)

We are both 42 and live in a rented house in a nice neighbourhood. We studied together for both our bachelors' and masters' degrees. Now, we both have good jobs but most of our money is spent on paying rent and to maintain a standard of living that I feel is too high for us. We have no investments (not even a small plot) and we survive mostly on credit cards. Whenever I bring up the issue of investing in land or houses, he always has five reasons why it is the wrong time to buy anything. If I try to buy on my own, he says that I want to leave him and many other nasty things. He has not even built a house for himself at home and it is always very shameful having to sleep in his mother's house when we go visiting them. How can I get my husband to at least think about investing in the security of our family? He is obsessed with this lifestyle of big cars and living in nice apartments which only give him praise from his friends and colleagues.

{Phyllis}