Are you programmed to become wealthy or poor?

Researchers posing as TV journalists once set out to interview a homeless person to find out what the poor man would do if he came across a large amount of money.

The researchers planted $100,000 in a dustbin the homeless person used to frequent in search of garbage.

The man found the money and was encouraged by the “TV crew” to keep his fortune rather than report his find to the authorities. The poor man took the “wise” advice without much persuasion. He was so elated and was sure that he had forever kissed poverty goodbye.

He then rented a beautiful apartment, bought a truck and gave lavish gifts to his friends. Needless to say, within a short time he was penniless and back on the streets scavenging for garbage.

This phenomenal is not restricted to poor homeless people. Indeed many people who win lotteries become broke so fast and are often left wondering how that happened. Many wage earners behave the same way. As soon as they get money, they spend it with no thought of tomorrow. And are soon broke and miserable.

Coffee and tea farmers are no different when they receive their bonus.

Statistics show that only five per cent of employed people will be financially independent during their retirement.

This is a worldwide trend and psychologists and other scientists of human behaviour often ask themselves: “How come many people work so hard for a life time and then end up being destitute?”

Many theories have been advanced.

Lack of financial knowledge or counselling is a common one. However, this hypothesis has been rejected because many very knowledgeable people end up in the same hole.

In my class dubbed “Journey to Financial Freedom”, I have taught many top corporate financial advisors who are broke. They provide great financial advice to their organisations but have major problems managing and creating lasting wealth for themselves. Some people have attributed financial misfortunes to the devil and witchcraft. I am not sure about this.

In the recent past, some scientists have brought forth a very interesting theory.

They hypothesise that we all have a set ceiling for how much money our subconscious can allow us to have and live with.

This ceiling is set at an early age and depends on how you were programmed about money as you were growing up.

Our early programmers were our parents, teachers, siblings and the environment in which we were brought up. If those who surrounded you had defective programmes about money, they most likely transferred the same to you and you are likely to end up like them.

How is your brain programmed for money? How are you programmed for money? If you are not well-programmed for wealth, it is very important you get help in reprogramming yourself. The cost of not doing so can be very high.