However there were a few sticking points that led to disagreements — from NHIF, private sector and the ministry of Health.
Among other things that the policy had recommended was the splitting of various social health insurance functions that would have seen a different body collect the health insurance contributions and NHIF concentrate on purchasing of healthcare services for members.
The policy had also created an overall regulator for NHIF and other insurance schemes and a fund to pay contributions for indigents and poor households.
However, some opposed these changes probably because it meant radical transformation of existing institutions and greater oversight of health insurance funds.






